Tag Archives: West

Golden West Auto Finance Advises Young Adults on How Much They Should Spend on Their First Car

Golden West Auto Finance Advises Young Adults on How Much They Should Spend on Their First Car











Your First Car


Sacramento, CA (PRWEB) December 26, 2013

Golden West Auto Finance, an automotive financial services provider serving the state of California, is proud to announce the publication of a new featured blog post entitled: “How Much Should You Spend on Your First Car?” This article, co-authored by two of the team’s founding members, is meant to educate young adults and first-time car-buyers as to how they should budget for their vehicles.

“We see far too many young consumers with unrealistic aspirations,” said T. Brown, one of the article’s co-authors. “They want the shiniest, newest, fanciest cars on the lot, when in reality this would wreak havoc on their finances, both now and on into the future.”

The article, which interested parties can read in its entirety here, provides concrete prescriptions for buyers, whether they into pay for their vehicles in cash or through a loan. If a loan is involved, the article advocates spending no more than 15% of one’s net monthly income on a car payment, while opting for the shortest repayment term possible. If paying cash, the authors suggest spending just 10%-30% of one’s gross annual income on a car.

“A car is a depreciating asset,” said Mr. Brown. “And therefore, it behooves the buyer to spend the least amount possible, while still buying a car that is practical and reliable for both highway driving and everyday commuting.”

The article proposes a strategy in which a buyer “tests” the car-buying waters by making “pretend” payments to their own savings account, thereby establishing a payment amount that is comfortable while accruing enough funds for a down payment.

About the Company: Golden West Auto Finance connects borrowers and lenders in real-time, all across the state of California.
























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Key Joy West Expands their Business from Custom Cable Assembly to Custom Contract Manufacturing

Key Joy West Expands their Business from Custom Cable Assembly to Custom Contract Manufacturing










(PRWEB) December 22, 2013

Key Joy West announces expanding their business from custom cable assembly to custom contract manufacturing. Key Joy West has been at the forefront of custom multi-conductor medical cable manufacturing for over 35 years. In 2008, the US office in Chino, California was established for the sole purpose of expanding into the US market for cable assemblies. Today, Key Joy West announces expanding beyond cable assemblies. Key Joy West will partner with US companies as a contract manufacturer, and market outsourced products in China.

George Hsu, Founder and President of Key Joy West says, “Expanding overseas is no longer a luxury. In today’s global market it is a necessity. In the past, international expansion has been associated with outsourcing or lowering operational overhead, but that’s no longer remotely the case. Today, international expansion is about being where your customers are, opening new markets, and realizing as much growth potential as you can.”

About Key Joy West

Key Joy was established in 1976, we are a professional manufacturer of computer cable assemblies and wire harness of notebook PCs.

We are a leading provider of sophisticated wire and cable products for the Medical Device Industry. We are proud to offer an extensive range of products that can be used in military, electronics, automotive, and the aerospace markets.

We have enjoyed an excellent reputation throughout our thirty-seven years of business. We are sure that you will be quite satisfied with our service and the excellent quality of our goods.

Contact:

CJ Wang

631.219.9450

cjw(at)keyjoyintl(dot)com

http://www.jeyjoywest.com











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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.